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FSI, HARLAND IN JOINT MARKETING AGREEMENT

Glen Rock, New Jersey, January 10, 2004 – Financial Services, Inc., a leading provider of data processing, item processing and Internet services to financial institutions nationwide, announced today it has entered into a partnership with John H. Harland Co. to market its Touché Analyzer service.

Harland’s Touché Analyzer is a powerful marketing central information file (MCIF) designed to give a bank unprecedented insight into your customers' needs and behaviors. It merges data from bank application and customer files in a custom interface and ties it all together with research, reporting and campaign management tools. Its optional flexible profit feature enables a bank to use its financial data to meet profitability requirements. The open architecture of Touché Analyzer allows external applications to use its data with behind-the-scenes connectivity to favorite software tools such as Microsoft® Excel and Word.

Touché Analyzer and FSI's custom interface will be made available to both Kirchman Bankway and 2020Banking clients in the first half of 2004.

ABOUT FINANCIAL SERVICES, INC.
Financial Services, Inc., located Glen Rock, New Jersey, provides data processing, item processing and Internet services to over 600 clients in the U.S. Founded in 1954, FSI's commitment to quality services for the banking industry has been unparalleled by any other servicer anywhere in the country. As one of the largest independently-owned solution providers to the banking services industry, FSI provides consistent, quality service to banks ranging in size from de novo community institutions to large, multi-billion dollar regionals. Its FSIWebs division provides Web hosting, design and development, as well as co-located, dedicated and managed server solutions and disaster recovery services. For more information, call 888-374-6200, email rsassos@insidefsi.net, or visit www.insidefsi.net.

ABOUT JOHN H. HARLAND COMPANY
Atlanta-based John H. Harland Company (NYSE: JH) (http://www.harland.net) is a leading provider of software and printed products to the financial and educational markets. Harland Financial Solutions, Inc. (http://www.harlandfinancialsolutions.com), a wholly owned subsidiary, supplies software and services, including customer relationship management, deposit and loan origination, core systems and mortgage services to thousands of financial institutions of all sizes. Harland's printed products offerings include checks, analytical services, direct marketing and financial forms. Scantron Corporation (http://www.scantron.com), a wholly owned subsidiary, is a leading provider of both paper and electronic-based services and systems for the collection, management and interpretation of data to the financial, commercial and educational markets.


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